Senator seeks tax credits for coastal residents
Aug 1, 2008
Coastal residents of states hard-hit by hurricanes – including Mississippi, Florida, Louisiana, North Carolina and Texas – would benefit from proposed tax credits for high insurance premiums and storm mitigation improvements.

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The Housing Stimulus Bill (as of 7/30/08)
Jul 30, 2008
H.R. 3221, the “Housing and Economic Recovery Act of 2008,” passed the House on July 23, 2008, by a vote of 272-152. On Saturday, July 26, 2008, the Senate passed the bill by a vote of 72-13. The President signed the bill on July 30, 2008. The bill includes the following provisions:
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Mortgage rescue plan draws Senate support
Jul 9, 2008

WASHINGTON – July 8, 2008 – A mortgage rescue plan to save hundreds of thousands of homeowners from foreclosure drew overwhelming Senate support, inching toward passage despite Republican objections.
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Pensacola Area: Free Family Events
Jun 22, 2008
No matter what type of music you like, there's nothing like sitting in Seville Square downtown or on Pensacola Beach listening to a free concert. See details...
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Escambia sets new school start times
Jun 17, 2008
Escambia County students will have new school times in August.
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Free music abounds throughout the Bay Area
Jun 17, 2008
Music drifting through the streets of downtown Pensacola. Smooth jazz dancing with a fading sun at Palafox Pier. Jump-and-jive tunes flowing through a packed Seville Square. Rock bands jamming for the tropical shirt-set at Pensacola Beach. Bluegrass, swing, country and rock blasting from outside a church off 12th Avenue.
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Appraisal Changes Face Resistance
May 12, 2008
A legal brawl is breaking out over how homes are appraised, at what cost and by whom.
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Property Tax-swap plan will be on ballot
Apr 27, 2008
Provisions of the amendment Provisions of the amendment • Property taxes would drop 25 to 50 percent, depending on where you live in Florida. • Tax assessment increases for non-homestead property would be capped at 5 percent per year. • The state’s required local effort for schools would be abolished. • The sales tax would likely increase by one percentage point. • Some current sales tax exemptions would likely be repealed, but not on food, health services, prescription drugs, the sale of real property and items for resale.
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Putting a Big Squeeze On Condo Loans
Apr 24, 2008
If you own or plan to buy a condominium, an ominous new phase of the mortgage-credit squeeze could be looming for you.
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Your credit score is going to change—FICO 08 is coming
Feb 7, 2008
The way consumer credit scores are calculated will be changing soon. In early spring, The Fair Isaac Corp. – creator of the FICO score – will be unveiling a new scoring model for determining credit scores, dubbed FICO 08.
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Florida Voted and approved Property Tax Cuts
Jan 31, 2008
TALLAHASSEE, Fla. – Jan. 31, 2008 – Florida voters sent a loud message Tuesday that they want lower property taxes, but will the new constitutional amendment mean reductions on their next tax bill? Are more tax cuts likely?

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‘For sale’ signs a barrier to refinancing home
Jan 31, 2008
REALTOR NOTE: I have never personally heard of this happening, however this market significantly different
than it's been in the past several years. Give us a call
to discuss, if you'd like....Lew
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Gulf Breeze: New Publix and more..
Jan 24, 2008
Gulf Breeze will see a number of new businesses begin operations when the $30 million Sea Shells Collections shopping center opens this spring.
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Property Tax Amendment Description
Jan 19, 2008
On January 29th, 2008 Florida citizens will vote on a Florida Constitutional
amendment.

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2008 BAH Rates: Pensacola, Ft Walton Beach, and Eglin AFB
Jan 11, 2008
2008 Basic Allowance for Housing Rates Updated for Military members authorized to reside in off-base housing.
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Senate Passes debt forgiveness exemption for homes sold for less than owed.
Jan 9, 2008
Senate Finance Committee Chairman Max Baucus (D-Mont.) won passage today of legislation offering tax relief to American families caught in the subprime mortgage crisis.
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Portable tax break might not be magic cure
Jan 6, 2008
TALLAHASSEE — Supporters say it's the magic ingredient that will put the fizz back into Florida's stagnant real estate market, and ultimately, the state's economy.
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With portability, tax cut could move when you do
Jan 6, 2008
TALLAHASSEE — One of the key provisions of a proposed constitutional amendment to reform property taxes in Florida involves being able to transfer the benefits of another amendment approved by voters 13 years ago.

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Pensacola's 2008 Calendar of Events
Jan 4, 2008
Dive into family-friendly festivals celebrating nature, fitness, food, culture and history

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2006-07 Record Year For Tourism In Pensacola Bay Area
Jan 4, 2008
It's a great time to look at Pensacola investment property.
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Pensacola Celebrates French Heritage with Mardi Gras
Jan 4, 2008
Pensacola, Fla. – “Laissez Les Bon Temps Roulez.” Let the good times roll. Pensacola, the “City of Five Flags,” has been ruled by Spain, France, England, The Confederate States of America and the United States.
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Interest rate freeze not a done deal
Dec 4, 2007
Bush administration must win over mortgage investors
Monday, December 03, 2007
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Multiple factors combined to help the stock market post gains.
Dec 4, 2007

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Insuring a Vacant Home Can be Difficult
Nov 7, 2007
At a time when houses are taking longer to sell, some people must move into a new house before their old one is sold, leaving it to sit vacant.That can create an insurance dilemma because homeowners' insurance policies typically require that the owner live in the house.
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Florida Property Tax Up-Date
Nov 4, 2007
A series of Florida property tax reduction proposals set for vote in January 2008.
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Property tax bills upheld for Pensacola Beach
Oct 23, 2007
TALLAHASSEE — An appeal court Monday dealt another blow to Pensacola Beach leaseholders and the ongoing effort to challenge Escambia County property taxes.
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Improvement in Mortgage Market Bodes Well for Housing in 2008
Oct 18, 2007

WASHINGTON, October 10, 2007 - Conditions in the mortgage market are improving for consumers, which should help to release some pent-up demand in early 2008, according to the latest forecast by the National Association of Realtors®.
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Fed Half-Point Rate Cut to Help Home Buyers
Sep 21, 2007
The Federal Reserve Tuesday sliced one-half a percentage point off the federal funds rate, cutting it to 4.75 percent from 5.25 percent. It also cut its discount rate by the same amount, also bringing it to 5.25 percent.
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Property Taxpayers get assessment break
Aug 22, 2007
Published - August, 22, 2007 Appraisers 'stood in gap' for lower figure Louis Cooper
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Pending Housing Sales Rise - Is The Slump Over?
Aug 8, 2007
By Blanche Evans, Realty Times Columnist
June is a pivotal month for housing sales. Deluged with bad news that has already been released about June's performance, will anyone give credence to a rise in month-to-month pending home sales?

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LEGISLATURE PASSES HISTORIC $32 BILLION PROPERTY TAX RELIEF AND REFORM
Aug 1, 2007
On June 14, 2007 the Legislature passed a historic property tax relief and reform package that will cut property taxes for property owners in Florida by almost $32 billion dollars statewide over the next five years. Marco Rubio

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Property tax debate in public's hands
Jun 17, 2007
3% Appreciation protection or
75% of the first $200,000 and 15% of the next $300,000 exemption?
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Pensacola High ranks 36th on list of top high schools
May 24, 2007

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2006 FCAT Scores in
May 24, 2007
Click on
on MyPensacolaHomes.com home page to view scores
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Santa Rosa scores among top 5 schol districts in the state
May 24, 2007

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Home Sales Soar by Record Amount
May 24, 2007
Published: 5/24/07, By MARTIN CRUTSINGER
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Santa Rosa and Escambia County housing bucks trend
May 17, 2007

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Reefs could be top draw
May 17, 2007
Many believe Oriskany, bridge rubble will be big draw

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Blue Angels 2007 schedule
May 17, 2007
Where will our Hometown team will be next?
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Property Tax Reform Nearing
May 17, 2007
Florida Legislature may agree on method of property tax reform
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Insurers whittle proposed rate drops in Florida
Mar 19, 2007
Initially touted as 20-30% rate cuts, insurers are proposing 5-10%...More to come..

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Citizens Property Insurance Corp. cutting rates, checks
Mar 19, 2007
TALLAHASSEE, Fla. – Home and condominium customers with state-backed Citizens Property Insurance Corp. should expect lower rates – or even a refund check in the mail – thanks to cheaper reinsurance the company will buy from the Florida Hurricane Catastrophe Fund.
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Lawsuit: Save our Homes tax cap under fire
Mar 19, 2007
TALLAHASSEE, Fla. – Four Alabama residents are using Walton and Okaloosa counties’ taxing agencies as the catalyst for a class-action lawsuit challenging the constitutionality of Florida’s Save Our Homes amendment.

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Mortgage insurance deductible but only for a few
Jan 12, 2007
WASHINGTON – Jan. 12, 2007 – Mortgage insurance is now deductible on federal income taxes but accompanied by so many restrictions that only a handful of Americans benefit.

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Do I qualify for $250,000 home-sale tax break?
Jan 12, 2007
Realty Tax Tips-Part 1: Rules for occupancy, divorce, death

- - By Robert J. Bruss - Inman News
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